https://www.meghantwombly.me/blog daily 0.75 2023-05-18 https://www.meghantwombly.me/blog/stop-struggling-with-digital-marketing-hire-a-freelancer-and-watch-your-business-take-off monthly 0.5 2023-05-25 https://www.meghantwombly.me/blog/freelance-digital-marketing-what-it-is-and-why-it-matters monthly 0.5 2023-05-18 https://www.meghantwombly.me/blog/ai-for-digital-marketing monthly 0.5 2023-05-18 https://www.meghantwombly.me/blog/bookkeeping-and-invoicing-for-freelancers monthly 0.5 2021-08-23 https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1629735590979-UI1FXFPGNPYMC41WIHJE/Bookkeeping+and+Invoicing+for+Freelancers.png Blog - Bookkeeping and Invoicing for Freelancers - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1629734415900-8ST213ORJJFYD9V1ULG0/Wave+App Blog - Bookkeeping and Invoicing for Freelancers - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.meghantwombly.me/blog/project-managing-myself-with-trello monthly 0.5 2021-08-16 https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1629124829725-BZ9BGG3Q5KF7DN6TJ2YN/messedup.png Blog - Project Managing Myself (with Trello!) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1629123280357-A4QA96QX264ZB8H3AKB5/trello.png Blog - Project Managing Myself (with Trello!) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.meghantwombly.me/blog/patreon-as-a-platform monthly 0.5 2021-05-05 https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1620161543636-952DPGEKPFPZF0JP18CI/1.png Blog - Patreon As A Platform https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1620161568598-XHH59N0H77VGPF4ZKB8N/2.png Blog - Patreon As A Platform https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1620161593616-LJ76JWKJ1MOQQ7SEDQGA/3.png Blog - Patreon As A Platform https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1620161638493-KO90UGRKJ2O65YJLHCTO/4.png Blog - Patreon As A Platform https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1620161670004-XH3SHIETB7179WOUPV8L/5.png Blog - Patreon As A Platform https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1620161690426-HH0SO26MKEC4H5MFT7E4/6.png Blog - Patreon As A Platform https://www.meghantwombly.me/blog/metrics-month-one monthly 0.5 2021-08-23 https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1616023669405-Z9WHTLGOR5IYG4RGET5N/Screen+Shot+2021-03-16+at+7.54.01+PM.png Blog - my metrics month one https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1616088844984-2MFLX82PXW8WEG0KV0LM/2.png Blog - my metrics month one https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1616088861152-G13UPDPM0C278D9YC729/1.png Blog - my metrics month one https://www.meghantwombly.me/blog/health-insurance-for-freelancers monthly 0.5 2021-03-10 https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1615417450278-VLA5HGB83U3FALXOHG1F/1.png Blog - health insurance for freelancers https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1615417523359-C1LWAF613E9Q9OJWHVFX/2.png Blog - health insurance for freelancers https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1615417662617-DEXR6U59SOVM4YU6BC58/3.png Blog - health insurance for freelancers https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1615417719003-Y6EPGA4LCVS3QPDDWGOR/4.png Blog - health insurance for freelancers https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1615417932431-K2SV51F2ND5I02V768KK/5.png Blog - health insurance for freelancers https://www.meghantwombly.me/blog/business-insurance-as-a-freelancer monthly 0.5 2021-03-04 https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1614821109960-GVAFTA6QNRA2XOS7BKHM/1.png Blog - business insurance for freelancers https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1614821208074-0H1QIP7U5RU0F9VL3LX2/2.png Blog - business insurance for freelancers https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1614822405212-ZV0WXUIMVVO2F3VPQCZT/Professional+Liability+Insurance Blog - business insurance for freelancers Professional Liability Insurance This covers any situation where a client’s expectations does not align with the work you produced or submitted. Some larger clients may also require this before entering a contract with a small business. -Covers negligence (alleged, or actual) -Misrepresentation -Inaccurate advice The average monthly cost of Professional Liability Insurance was $46 per month in 2019. If your business is more established, or operating out of a physical location: you can look into Business Owner’s Policy Insurance which bundles general liability insurance and commercial property insurance. And again, according to Progressive, the average monthly cost of BOP Insurance was $80 in 2019. There are so many resources out there for finding the insurance that is right for you and your business. Personally, although I was looking into Progressive Insurance in this post, I plan to look around at different rates before deciding which to go with. I also found The Hartford to have some useful information, and cute videos that do a better job at breaking down some of these fairly dry topics. Retirement Fund? 401K? This isn’t necessarily related to business insurance, but it’s something that your employer would have taken care of on your behalf. So, it’s something to keep in mind for when your business starts to become profitable. Personally, I haven’t put a whole lot of thought into these topics other than: I know I should probably be saving for retirement. At the moment, I’m saving about 2-5% of my monthly income using Acorns (which is by no means a retirement fund). I’ve been doing this for about 6 months now and plan to change this up as I learn more about this topic, and as my income grows. It seems like the recommendation is to put aside 10-15% of your income for retirement, but I’m just not quite at that point in my career yet. If you are, there are options for you, like a solo-401K. But for now, I plan to cross that bridge when I get there! https://images.squarespace-cdn.com/content/v1/600268eb6f0b7e66aaa07671/1614821455409-OFM85QK535NRUWU70Q6J/4.png Blog - business insurance for freelancers As usual, I would love to hear your feedback on these topics. If you think there’s something I left out that should be included, please let me know! I would love to hear from those who have more experience with these topics. Also, if you found this helpful or would like to get updates on my progress - you can sign up for my mailing list! 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